Professional Debt Recovery Services

The Law Office of James R. Vaughan Provides Professional and Ethical Recovery Services

Creditors have varying needs that are as unique as each account in a receivables portfolio. The Law Office of James R. Vaughan, P.C. strives to meet these individual needs by offering a variety of professional legal and collection services that achieve maximum performance results while delivering the highest levels of compliance and transparency across all stages of the account lifecycle. Our firm specializes in custom debt recovery strategies that deliver the critical collections services creditors need so they can stay focused on their core business while remaining confident that their outstanding accounts are being handled by an expert team that is dedicated to conducting all interactions in an ethical and compassionate manner.

Creditors We Work With

We help businesses of all types and sizes to recover past-due funds. Our clients include:

  • Banks and Credit Unions
  • Auto Finance Companies
  • Direct-to-Consumer Lenders
  • Judgment Creditors
  • Debt Buyers, for all of the above

Regardless of the size of your accounts receivable, we can create a custom solution that meets the specific recovery needs of your business. Our variety of collections services provide flexibility of service model and fee structure. No matter which collections method you choose for your business and/or portfolio, our highly-trained team will exceed your expectations in customer service, compliance, and return on investment.

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Commercial Loan Services

Our team is experienced in the management of commercial loan services, including collections, litigation and settlement services. Large account balances require a different skill set and law firm resources, as compared to smaller and higher volume consumer retail accounts. The Law Office of James R. Vaughan, P.C. has the understanding and know-how necessary to pursue these accounts while compliantly navigating the more complex legal nuances involved. We assist lenders by allowing them to maintain focus on originations and current accounts rather than shifting vital resources to location and recovery efforts and location-specific collections compliance requirements that go hand-in-hand with effective commercial loan recoveries.

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Contingency Collection Services

Our most flexible recovery solution is our contingency debt collection services option. Creditors only pay fees that are based on an agreed upon percentage of the monies collected. Our team works diligently to recover funds from all accounts that we service and our contingency collections option provides the flexibility and scalability that many creditors are seeking. Our law office utilizes internal processes and procedures that are optimized to deliver the most accurate information in a respectful and compliant manner to drive maximum recovery results.

Outbound Collection Call Services

The Law Office of James R. Vaughan, P.C. employs an experienced team of Account Resolution Representatives who are highly-trained in effective communication and negotiation skills. When accounts require our team to initiate consumer contact to propel the payment process, we have a deep understanding of the complex rules and regulations that surround collections and consumer contact including the Fair Debt Collection Practices Act (FDCPA) and more. Our representatives approach negotiations with a calm and professional demeanor and work collaboratively with consumers to reach amicable and realistic payment solutions that result in increased payments and optimal portfolio performance.

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State of the Art Skip Tracing Services

Skip tracing requires attention to detail, deep analysis of information, and adherence to complex rules and procedures. Our team is highly experienced in the administration and implementation of the processes associated with locating difficult to find account holders. When it feels like you have exhausted your efforts to locate a delinquent account holder, The Law Office of James R. Vaughan, P.C. can deliver the results you need quickly. We are proud of our excellent location accuracy rates and subsequent recovery from accounts that are seemingly uncollectable.

Utilizing our proprietary combination of premium tools and skilled professionals, we have developed highly refined and effective asset location and suit selection strategies to meet our clients’ diverse needs. Our thorough, deliberate approach helps us to frame our decisions with great detail and understanding, mitigating risk and increasing effectiveness for our clients. We maintain a steady eye toward compliance, ensuring things are done right the first time.

Subrogation and Recovery

Subrogation is a focused area of the law that we know well. With years of experience prosecuting subrogation claims in state and federal courts, we have a deep understanding of the technicalities in the field, and most importantly–we know how to value claims for insurance carriers correctly.

Our practice covers the full spectrum of losses that insurance carriers come across, including automotive collisions, product defects, fires, floods, structural collapses, machinery and equipment failures, gas and water leaks, and natural catastrophes. We can efficiently process large volumes of uninsured and underinsured motorist claims, or use our network of professionals to resolve complex losses involving multiple parties.

The Law Office of James R. Vaughan, P. C. takes a seasoned and reasoned approach to subrogation, which leads to excellent recovery rates for our clients, in a highly cost effective manner.

Learn more about how our services can drive bottom line results for your business.